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Finances need cleaning up? Spring into cash. Get Started NowHow Our Loans Work
An increasing number of consumers choose our loan products to cover unexpected expenses or bridge a short-term cash crunch between paydays without incurring revolving debt.
How Our Loans Work
*In some circumstances we may have additional
requirements to complete your loan application. Some states require us
to collect certain documents, such as pay stubs, bank statements, social
security cards, etc. Requirements vary by state.
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As part of the underwriting process, a customer service
a representative will attempt to contact you at the number you provided on
your application to verify your information in order to complete your
loan request.
If your loan request is approved, your funds will be directly
deposited into your active checking account within 24 hours or the next
business day*.
It is that easy! *The funding process typically occurs within 24
hours or the next business day after receiving loan approval. Loan
requests processed before 7:00 PM EST during non-holiday business days are
usually funded the next business day. For example, a customer who’s loan
request is received Monday before 7:00 PM EST that is verified and approved
by Check Into Cash, will typically receive the loan proceeds on Tuesday
(if Tuesday is not a holiday).
Do I Need to Send in Additional Documentation?
Lending requirements vary by state. Some states require additional documentation,
such as a bank statement, pay stub, social security card or state-issued
photo identification. A detailed description of terms by the state can be
found on our Rates & Terms page.
What will you need to get started on your online loan
application?
Your social security number. Your government-issued driver’s license or photo ID. Your checking account number.
Your bank’s routing number – This is a nine-digit number located at
the bottom of your check. For Credit Union checking accounts, please call
your Credit Union and ask them for your ACH checking account number. Some
Credit Unions either add additional zeros to the front of the checking
account number or to the back. Having the correct number will obviously
speed the funding process up!
Be at least 21 years of age (19 years of age in Alabama)
Proof of Income – Most recent pay stub or other proof of income.
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